We’ve partnered with MotorEasy to help you search for the best Alloy Wheels and Cosmetic Repair Insurance for you. For a modest monthly premium, you can make a specific claim on minor damage without affecting your no-claims bonus or incurring a hefty excess fee.
Compare alloy wheel repair insurance prices with our partner MotorEasy
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Get a quote forDepending on the type of car you own, damaged alloy wheels can have a marked impact on the overall value of your car, particularly if you drive a new or premium brand car.
If you have a history of scratching or damaging your wheels, alloy wheel insurance can provide a great way to pay for repairs. For a small monthly premium, you can cover the cost of repairs without damaging your main insurer’s no-claims bonus or incurring a hefty “excess fee” on your claim.
Alloy wheel insurance typically covers the cost of repairs to alloy wheel cosmetic damage, such as scuffs, scratches and dents. It will also pay you a fixed amount (for example £150) if your alloys are damaged beyond repair.
Alloy wheel insurance typically requires an annual premium of around £60 or a rolling monthly premium of £5. If you take out a longer period of cover, say three-years rather than one, the monthly cost of your premium will likely decrease.
Most insurance companies will cover the cost of repairs to cosmetically damaged alloy wheels. However, the cost of repairs is likely to be less than the “excess” payment that your insurer will require in the event of a claim. Moreover, if you use your main insurance policy to claim for alloy wheel repairs, your no claims bonus will likely be at risk and future insurance premiums could increase.
Alloy insurance is designed to provide a more cost-effective way to cover the cost of repairs. A good policy will require a modest monthly premium that will be less than the cost of your main insurer’s “excess fee”. If you make a claim on your alloy wheel cover, it will not impact your no claims bonus or future insurance premium with your main insurer.
Ultimately, you are the best judge of whether you need alloy wheel cover or not. Do you have a history of damaging or scratching your alloys? If you do, how important is it to you to fix the damage?
Alloy wheel cover is likely to be more important if you live or drive in an urban area with street parking. Similarly, if the roads in your area are littered with potholes and debris, alloy wheel cover can be a sensible buy.
When leasing a car, alloy wheel insurance can provide added peace of mind, paying for repairs that might otherwise incur an end of lease damage penalty.
Alloy wheel cover typically costs around £60 per annum, although the price will be more if your vehicle has large (more than 18-inch) or expensive rims, such as diamond-cut or split rims.
When you make a claim there will usually be a small fee of around £10. Your insurer will usually limit you to four-claims a year and will typically place a maximum claim limit of around £100 to £200 per wheel, per year.
Below is a checklist of the key things you should look out for in an alloy insurance policy:
Cosmetic repair insurance typically costs around £85 per annum. Like most types of insurance, the more expensive your car, the more likely it is that the price will be a little higher. The price may also be more if your vehicle has a flashier bespoke paint job. It could also be cheaper, if you have a private driveway, or your car is parked in a garage most of the time.
When you make a claim there will usually be a small fee of around £10. Your insurer will usually limit you to four-claims a year and will typically place a maximum claim limit of around £100 to £200 per repair.
Most insurance companies will cover the cost of repairs for cosmetic damage to your bodywork. However, the cost of repairs is likely to be less than the “excess” payment that your insurer will require in the event of a claim. Moreover, if you use your main insurance policy to claim for cosmetic bodywork repairs, your no claims bonus could be at risk & your future insurance premiums could increase.
Cosmetic repair insurance is designed to provide a more cost-effective way to cover the price of repairs. A good policy will require a modest monthly premium that will be less than the cost of your main insurer’s “excess fee”. If you make a claim on your cosmetic repair cover, it will not impact your no-claims bonus nor future insurance premium with your main insurer.
Cosmetic repair insurance typically covers the cost of repairs to accidental damage, such as scuffs, scratches and dents on the bodywork of your car. It doesn’t matter if you caused it, whether you were an innocent bystander or not there at all.
Cosmetic repair insurance typically requires an annual premium of around £85 or a rolling monthly premium of £7.20. If you take out a longer period of cover, say three years rather than one, the monthly cost of your premium will likely decrease.
Ultimately, you are the best judge of whether you need cosmetic repair insurance:
When leasing a car, cosmetic repair insurance can provide peace of mind, helping to pay for repairs that might otherwise incur an end of lease damage penalty.
Below is a checklist of the key things you should look out for in a cosmetic repair insurance policy: